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Health Insurance policy issued to you is valid in India only. When you travel out of India then you need Overseas Travel Health insurance policy because of following reasons :

i.If Hospitalization is required while you are in a foreign country then treatment may not start in a hospital; unless you make the payment in cash or by credit card or produce health insurance policy reference / card.

ii.Some embassies of foreign countries need it as part of documents for issue of visa itself. An example is the Germany Embassy or Spain Embassy.Even though this policy in the beginning was for taking care of hospitalization/medical treatment only but at present this product is available with certain additional features.You will notice that while in the case of Health Insurance policy valid with in India is having the limit of Rs 5,00,000 but in case of Overseas Health Insurance policy sum can be as high as US$ 5,00,000, which is nearly equal to Rs. 235 lakhs. (Rs 2.35 crores)Health Insurance policy valid within India is issued with difficulty for those above 60 years in age. In the case of Overseas Travel Health Insurance for India, the policy can be issued even for the age of 84 years but subject to following documents being attached with proposal form for all those whose age is above 70:•ECG test

•Blood test

•Urine test Medical assessment in specified format duly filled/signed/rubber stamped along with license no. of the postgraduate (M.D. or a above) doctor who has filled the report. It is to be understood that report by MBBS qualified doctor is not valid.The medical specialists of the Insurance Companies generally based in Zonal office or Head office review the documents and decide:1.Whether to accept the proposal and underwrite the risk2.If to underwrite the risk should there be loading on premium rates and what should be the maximum amount of Hospitalization covered.This approval cycle can take 2 to 5 days. Normally for a person of 70+ age the limits imposed with respect to hospitalization / medication in the policy are between US $ 10000 and US $ 50000. You will notice that this is much less in comparison to limit of US $ 5,00,000, which is available to those who are in age group of 70 years or less. The good thing about this policy is that it is even issued to those who have preexisting disease. Hospitalization in foreign country even with the disease (preexisting) is covered.On the concept of loading factor starting on a specified data it has been seen that for a person aged 84 traveling to USA, a specific PSU loaded the premium by 150%. Private Insurance Companies are generally not issuing policy to those, who are 80+in age.In these recent months we notice that PSU's have started discouraging the issue of such policiesThese policies can be divided in to :1.Single trip policy2.Annual multitrip policyAs the name indicates single trip covers a single trip, which is starting on a specific date and ending on a specific date. It is possible to extend the date on payment of additional premium subject to condition that no claim has been made. Extension of policy is at the discretion of the Insurance Company.Annual Multi trip policy is having validity of 1 year. As many trips as you wish are possible but it is subject to the condition: "Single trip not being more than 30 days." Some Insurance Companies now offer option of single trip not being more than 45 days.
Sahara Tours.

you are in morocco .where ever we can organise your trip to the desert .so feel free to contact us 

Tecno Warrior

We want to take this opportunity to introduce "Tecnoglare" as an Travel Technology company with over 8+ years of expertise in Travel Technology Solutions.

Our Travel Booking Engine  provide clients with complete end-to-end travel technology solutions that empower B2B, B2C and B2E businesses with their best suitable requirements. Our online travel product offerings include Online Booking Engine for Flights, Hotels, Cars, Transfer, Sightseeing and Packages Car and Travel Accounting System.

These Primary services include Hotel, Flight, Car, Transfer, Sightseeing, Payment Gateway API/XML Integration and Extranet System for the contracted rates.

We are providing our services all over the globe to Travel Agencies, DMC's, Tour Operators, Travel Consolidators and Integrated with 70+ Suppliers like GTA, Amadeus, Sabre, Hotel Beds, Expedia, Car Trawler, A2B Transfer, Viator etc  fetching content from 190+ countries.

We Provide you with Robust Mid Office and Back Office to manage Bookings and Cancellations, Agents, Suppliers, Payment Gateways and Branches. We also provide you with CMS for holiday packages and even Mobile Apps for iPhone, Android, Windows and Blackberry for enhanced customer booking experience.

anyone interested contact me on skype.

my ID is live:bishth126

Simon Kilimanjaro

We are the local company which based on trekking and safari in Tanzania We have competent, high quality guides and porters whom have received extensive training in first aid, mountain rescue, flora, fauna, and geology.

Our Kilimanjaro guides are very experienced, with most having climbed many times! They are professionals who intimately know the mountain.

We organize treks to the summit of the Mountain using 5 different rout

by: Mapsbalitour , 4 months ago

Dear Value Guest,

Greeting from mapsbalitour!!
We are please to assist you when you are looking for best Bali driver,private tour,culture tour,shopping  in Bali,Beach and accommodation for more detail look at
Sincerely yours,
Vivin Francis V

I haven't visited GOA so far. i have planned to go in December.Can any one share your experience in GOA...???

   13    2 Last reply from: Anukriti, 4 months ago
Shubhxenia Ltd.

Shubhxenia Tours and Travels is a fast growing destination management company located in Yamuna Nagar, Haryana. We organize inbound and outbound tours and also offer holiday packages and tours by theme. We offer both pre-planned and tailor-made tours and all our tours are very unique. Besides offering tours, we also provide many travel related services such as airline ticketing, rail ticketing, passport & Visa, cruise, hotel booking, car & coach rentals etc. All tours and holiday packages are organized by an efficient team of tour managers, designers and planners, and all our tours are backed by some of the best professionals who have comprehensive experience working in the tourism sector.

Shubhxenia Tours and Travels started its operations in the year 2013 and the company is headed by Mr. Rakesh Kumar Bhandari, CEO & owner. We offer holiday packages such as honeymoons holidays, romantic holidays, family holidays, exotic beach holidays etc. We also offer tours by theme such as beach holidays/beach island tours and honeymoon tours. We organize domestic tour packages to regions like Manali, Kashmir, Goa etc. and international tour packages to regions like Europe, Hong Kong, Bangkok, Singapore etc. Besides having a big team of professionals, we also have wide networks with various hotels, consolidators and embassies. This enables us to avail good discounts on hotel bookings and air tickets, and we can also procure Visas for clients easily.

We are committed to provide par excellence and tours and services to clients. Within short duration of time we have gained a significant client base in various parts of the country. We are gaining more and more clients through referrals from the clients whom we have served so far.

   27    3 Last reply from: Cuong49, 5 months ago
Majid Imjipitre
by: Majid Imjipitre , 6 months ago


i am Majid from Agadir, Morocco
David Urmann
by: David Urmann , 2 years ago
I am David Urmann the founder of Touristlink. I have traveled quite a bit especially in Nepal, India, US and the Philippines. If you want some suggestions feel free to ask. My goal is to make this a great community - so any suggestions are welcome.
   108    6 Last reply from: Cambodia, 6 months ago